How We Determine Your Eligibility for Aid

Determining your eligibility for aid involves comparing a Cost of Attendance (COA) or budget to the Expected Family Contribution (EFC) formulated. Please be aware that we are not always able to provide enough aid to cover every student's full financial need. Students who do not demonstrate financial need may still be eligible to borrow non-need-based student loans and may also apply for scholarships.

Financial Need

 

Your Financial Need is the difference between your Cost of Attendance and your Expected Family Contribution.

 

Financial Need = Cost of Attendance - Expected Family Contribution

Cost of Attendance

The Cost of Attendance or budget is an estimate of the educational expenses incurred by students during the nine-month academic year. These budgets include direct college charges (tuition, fees) and estimates of indirect expenses (transportation, books, supplies, miscellaneous living expenses, and room and board).

Expected Family Contribution

The FAFSA processor determined your Expected Family Contribution (EFC) by analyzing the income and asset data reported on your FAFSA (Free Application for Federal Student Aid). Your Expected Family Contribution (EFC) represents the amount of money you should be able to contribute to your educational expenses during the academic year.

Return to the Financial Aid Office's main web page.

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